Houston ranks among the top hail-damaged cities in the country. A Class 4 impact-resistant shingle — the highest rating available — can mean the difference between a roof that survives a hail storm and one that needs full replacement the next morning.
What the ratings mean:
- Class 1–2: Basic protection, standard shingles. Fine for low-risk areas.
- Class 3: Better resistance, passes 1.75" steel ball drop test.
- Class 4: Highest rating — passes 2" steel ball drop test. Built for Texas hail.
Why it matters for your insurance: Many Texas insurance carriers offer premium discounts of 15–30% for Class 4 rated roofs. Over 10 years, that discount can pay for the upgrade in full — and you get a stronger roof.
We install IKO Dynasty (Class 4 rated) as our standard premium option. It carries a Lifetime Limited Warranty and is specifically engineered for hot, humid climates like Houston.